By Ed Hinerman on January 19, 2012
As I come to grips with the fact that I am going to have to switch from Windows XP to Windows 7 and from Outlook Express to Outlook, I am a bit stressed. To bring you up to speed on the kind of stress I am going through, I wrote this post this morning. Because ...read more
Posted in Anxiety, bipolar disorder, cholesterol, Depression, high blood pressure, insurance, life insurance | Tagged approve at preferred plus rates, attorneys, best rate class, better rate class than industry average, blood pressure, CEO's, cholesterol, coping mechanism, insurance, life insurance, life insurance underwriters, minor mood disorder, mood disorder treatment, mood stablizing, mothers dealing with children, physicians, Prozac, rate class reflect mortality risk, stress, treated for ADD, treated for anxiety, treated for bipolar disorder, treated for depression, well controlled, Wellbutrin, Windows 7, Zoloft |
By Ed Hinerman on December 31, 2010
I won’t go so far as to say that you have to have a life insurance agent with a mood disorder, but when it comes to successful underwriting of anxiety or depression life insurance applications need to be handled correctly. An agent’s understanding of the challenges you face with your particular disorder can mean the ...read more
Posted in Anxiety, Depression, insurance, life insurance | Tagged advance underwriting opinion, Anxiety, approval, decline, Depression, depression life insurance, insurance, life insurance, mood disorders, mortality, preferred, preferred plus, situational depression, Zoloft
By Ed Hinerman on October 13, 2010
In a post some years ago I was talking about underwriting of mild mood disorders and made a flip comment that it seemed about time that underwriters take another look since most of America and likely most of them were on Prozac or Zoloft or Wellbutrin. Well, I’m not always as effective as I hope ...read more
Posted in Anxiety, insurance, life insurance | Tagged attorneys, bipolar disorder, blood, CEO, cholesterol, insurance, life insurance, mild anxiety, mild depression, mood disorder, physicians, preferred plus rates, pressure, Prozac, Sleep apnea, Wellbutrin, Zoloft
