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By Ed Hinerman on February 28, 2012
I got an email from a life insurance agent today asking me if I could recommend a guaranteed issue life insurance company in Massachusetts. He indicated that he had run into several clients that were uninsurable and wanted to find the best company to write graded benefit guaranteed issue life through. I know I’ve talked ...read more
Posted in Alcohol Treatment Life Insurance, decline, diabetes, Drug Treatment Life Insurance, insurance, life insurance, prostate cancer | Tagged alcohol abuse treatment, angioplasty, basal cell carcinoma syndrome, cardiac bypass surgery, complant treatment, Drug Treatment Life Insurance, easily approved, gastric bypass surgery, guaranteed issue life insurance, insurance, life insurance, life insurance agent, life insurance approval, life insurance decline, melanoma, moles with dysplastic nevi, prescription drug abuse treatment, prostate cancer watchful waiting, prudentt treeatment, Type 1 diabetes, Type 2 diabetes, underwriting guidelines, well controlled |
By Ed Hinerman on February 22, 2012
I’m all for rounding off. I mean if I owed someone $9 and I had a ten in my wallet and they didn’t have change I would call it good. I know. I know. One of the reasons I’m not filthy rich or any other kind of rich. There is something of a rounding off ...read more
Posted in heart attack, high blood pressure, insurance, insurance quotes, life insurance, obesity | Tagged accurate quotes, actual weight, entire health history, fudging, health history, heart or circulatory system disorder, insurance, last 5 years, life insurance, life insurance quotes, manipulate the quote process. Have you ever questions, obesity, Postural orthostatic tachycardia syndrome, POTS, rounding off, shops relevant information, well controlled
By Ed Hinerman on January 19, 2012
As I come to grips with the fact that I am going to have to switch from Windows XP to Windows 7 and from Outlook Express to Outlook, I am a bit stressed. To bring you up to speed on the kind of stress I am going through, I wrote this post this morning. Because ...read more
Posted in Anxiety, bipolar disorder, cholesterol, Depression, high blood pressure, insurance, life insurance | Tagged approve at preferred plus rates, attorneys, best rate class, better rate class than industry average, blood pressure, CEO's, cholesterol, coping mechanism, insurance, life insurance, life insurance underwriters, minor mood disorder, mood disorder treatment, mood stablizing, mothers dealing with children, physicians, Prozac, rate class reflect mortality risk, stress, treated for ADD, treated for anxiety, treated for bipolar disorder, treated for depression, well controlled, Wellbutrin, Windows 7, Zoloft |
By Ed Hinerman on January 2, 2012
I suspect that two things will stay very much the same in 2012. Politics will attempt to suffocate us all and I will be able to reach growing numbers of those with bipolar disorder in the their quest to be treated fairly in acquiring life insurance. Since starting my work with those diagnosed with bipolar ...read more
Posted in bipolar, bipolar disorder, insurance, life insurance | Tagged bipolar, bipolar disorder, CEO, compliant with treatment, doctor, gifted, homemaker, insurance, intelligent, life insurance, most agents don't want, Newt Gingrich, normal, stable family life, stable work life, successfully acquire life insurance, well controlled
By Ed Hinerman on September 22, 2011
This is just a spin on a talk I have with my granddaughter at least once a week. We have become a disconnected world where people no longer see the logic in a conversation unless it is done electronically, and no longer see the need to enjoy the outdoors because they are too entertained indoors. ...read more
Posted in arthritis, insurance, life insurance, rheumatoid arthritis | Tagged arthritis, best possible rates, insurance, life insurance, lifestyle, low dose of methotrexate, methotrexate, RA, rheumatoid arthritis, standard rates, United of Omaha, well controlled
By Ed Hinerman on February 7, 2011
The country is in the throes of one of the worst overall winters I’ve seen in a long time. The Midwest and Northeast have been pounded unmercifully and places like Oklahoma and Texas who occasionally see a dusting of snow and cool weather have been buried in snow and flirted with zero degrees. It used ...read more
Posted in Anxiety, Depression, insurance, life insurance | Tagged ADHD, Anxiety, bipolar disorder, chronic depression, Depression, insurance, life insurance, mood disorders, mortality risk, preferred rates, situational depression, suicide, well controlled
