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retirement

If Today Was The Day!

By Ed Hinerman on September 23, 2009

Ok, so it’s a “what if”, but there’s a lot of folks out there who won’t see the end of the day. Nothing shocking about that. A lot of those deaths will be expected and a lot of them, well, I guess there will be something shocking about them. So, if you woke up this ...read more

Posted in insurance, life insurance | Tagged insurance, life insurance, men, missing income, mortality, premature death, retirement, widow | 1 Response

When Your Universal Life Policy Falls Apart!

By Ed Hinerman on July 2, 2009

It’s certainly not breaking news. But it has been important and timely and will remain important and timely for many years. A very high percentage of the universal life policies in force today are in trouble due to the abhorrent sales pitches of those life insurance agents who were more worried about their bottom line ...read more

Posted in insurance, life insurance, universal life | Tagged cash value, dumpting cash, estate preservation, failing universal life, guaranteed, insurance, life insurance, non guaranteed, retirement, universal life

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“Ed, I just have to tell it like it is. We wouldn’t have life insurance on my husband if we hadn’t found you. So many agents and companies just blew him off or declined him because of his heart attack that we almost gave up. Thanks to you our business and my future are now secure if something happens.”
K Graham in Sedona, Arizona


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