by Ed Hinerman | Oct 22, 2015 | Alcohol Treatment Life Insurance, approval, bipolar disorder, death benefit, Drug Treatment Life Insurance, insurance, life insurance, life insurance claim, life insurance underwriting, physicians life insurance
Abuse of prescription drugs has been a growing problem for a few decades now and life insurance underwriters have tried to balance their reaction of this abuse with alcohol abuse and illegal drug abuse. For the most part the underwriting mirrors that of other...
by Ed Hinerman | Feb 28, 2012 | Alcohol Treatment Life Insurance, decline, diabetes, Drug Treatment Life Insurance, insurance, life insurance, prostate cancer
I got an email from a life insurance agent today asking me if I could recommend a guaranteed issue life insurance company in Massachusetts. He indicated that he had run into several clients that were uninsurable and wanted to find the best company to write graded...
by Ed Hinerman | Aug 23, 2011 | Alcohol Treatment Life Insurance, Drug Treatment Life Insurance, insurance, life insurance
I’m currently working on a life insurance case where the client, a physician, sought and completed treatment 4 years ago for prescription drug abuse. We shopped this last year and got an offer from Banner Life. The case was declined in underwriting because they...
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