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By Ed Hinerman on September 15, 2011
I have a client that is 76, the kind of guy that I envy at 18 years his junior. He skis the Rockies every year and is still an instrument rated private pilot, and an active business owner. The last two business life insurance policies we got him at ages 70 and 71, we were ...read more
Posted in accidental death, estate taxes, High Limit AD and D, insurance, life insurance, private pilots | Tagged aviation exclusion, business life insurance, estate tax life insurance. accidental death, extortion, insurance, kidnap, life insurance, Lloyds of London, pilot life insurance, private pilot life insurance, ransom, travel insurance
By Ed Hinerman on February 28, 2011
That used to be a quick and easy answer. The best life insurance rates were available only to the most experienced and trained pilots. For an airline pilot life insurance was no trick at all. For them they might as well have been a perfectly healthy car salesperson. For private pilots life insurance was a ...read more
Posted in insurance, life insurance, pilot, private pilots | Tagged airline pilot life insurance, AOPA group insurance, best life insurance rates, flight instructor life insurance, IFR, insurance, life insurance, pilot life insurance, preferred plus, private pilot life insurance, student pilots, VFR
By Ed Hinerman on January 27, 2011
It hasn’t been that long since admitting that you were a student pilot or a flight instructor on a life insurance application was, well, might as well have been an admission that you were a bush pilot or crop duster. Most companies weren’t and actually still aren’t all that crazy about the new guys and ...read more
Posted in insurance, life insurance, pilot, private pilots | Tagged airline pilot, best possible rate, flight instructor, IFR, insurance, life insurance, pilot, pilot life insurance, private pilot, private pilot life insurance, student pilot, VFR
By Ed Hinerman on January 25, 2011
I was checking up on the competition this afternoon when it comes to private pilot life insurance. A lot has changed over the last year with several companies jumping into the hunt for a chance to insure the lives of one of the healthiest groups around, pilots. I expected to do a Google search for ...read more
Posted in insurance, life insurance, pilot, private pilots | Tagged insurance, life insurance, pilot life insurance, private pilot, private pilot life insurance, relevance, up to date information |
By Ed Hinerman on January 20, 2011
Anyone who has perused more than one of my blog posts knows that I am a huge advocate of annual reviews. I know this is a practice that has been abused by a lot of agents as a way to “just check in”, but really “sell you something else or more”. The truth is that ...read more
Posted in insurance, life insurance, private pilots | Tagged annual review, flight instructors, insurance, life insurance, pilot life insurance, private pilot, private pilot life insurance, student pilots
By Ed Hinerman on December 29, 2010
So, just what company offers the best rates if you need private pilot life insurance? How about student pilot life insurance? Or flight instructor life insurance? Airline pilots? Those answers depend on certain criteria which I’ll cover in a minute, but keep in mind that the agent you use is only as good as the ...read more
Posted in insurance, life insurance, pilot, private pilots | Tagged 20 year term insurance, airline pilots, aviation life insurance, experimental, flight instructor life insurance, home built, insurance, life insurance, PIC hours, pilot life insurance, private pilot life insurance, student pilot life insurance, term insurance |