Can 50’s and 60’s Get The Best Rates?

A query about life insurance yesterday from a 58 year old with no health history, no family history and no current treatment and a great  build led to quotes at a preferred plus level. A return email today asked me to quote a worse rate class doubting that someone his...

Forget About Life! Buy Retirement Investment Insurance!

Isn’t it true of everything in our lives if we’re over 50, change is happening and with life insurance the companies are making sure it is “Advantage Company” in their tennis match with customers. Having lost count of the number of life...

Why Is A Life Insurance Standard Rate So, Standard?

There is absolutely nothing wrong with being approved for life insurance at a standard rate class or higher, unless you qualify for a better rate class through another company. There are a large number of companies that don’t even offer multiple rate classes....

Is That Low Life Insurance Rate Really The Lowest?

Allow me to blow right by all of the internet clutter of $12 a month for $500,000 of life insurance. There is no question that those are low rates even though they are enticing unknowing young clients with prices for 10 year term insurance, a completely inappropriate...

Protective Life Insurance! Who Are They Protecting?

Even though Protective and West Coast Life fired me years ago I still get their propaganda and that, along with an almost simultaneous run in with a Protective abusee has once again fired me up again to remind all of you out there who have Protective linked policies,...