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Browse: Home / life insurance claim paid

life insurance claim paid

The Costly Tragedy Of Missing A Life Insurance Premium

By Ed Hinerman on June 26, 2012

With the possible exception of AARP, life insurance companies truly go out of their way to make sure every legitimate life insurance claim is paid and if the legitimacy of the claim is in a gray area, could really be seen both ways,  they will almost always come down on the side of the insured. ...read more

Posted in death benefit, incontestability, insurance, lapse, life insurance, life insurance claim process, reinstatement | Tagged automatic bank draft, insurance, late payment notice missed, legitimate life insurance claim, life insurance, life insurance claim, life insurance claim denied, life insurance claim paid, misrepresented health on reinstatement application, offer to reinstate without application missed, policy reinsated incontestable after 2 years, premium missed, premiums paid, reinstate by just sending premium, reinstatement application, second addressee for on notices, sufficent reason to deny claim | 2 Responses

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We Really DO Come Through for our Clients.

“Thank you so much for the effort you put into securing my husband’s life insurance policy. As a person diagnosed with bi-polar type II, he was treated as nearly impossible to insure by our old insurance agent. Yet, he is fully functioning with this disease and has a flourishing career. You were able to hear our frustrations about the stigma attached to the bi-polar label--that all bi-polar patients are depressive or suicidal-- and teach the insurance company’s underwriter the difference between a functioning bi-polar II adult and a person whose disease is far more of a liability to an insurance company. Thank you for the effort you put into securing my husband’s policy; with your help, we ended up with a policy that costs the same as a healthy, non-smoking, non-bi-polar adult. Moreover, your service as our agent was impeccable. You followed up every step of the way. We can’t wait to tell others--with or without illness-- about your service.”
Kate & Sean


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