By Ed Hinerman on September 15, 2011
I have a client that is 76, the kind of guy that I envy at 18 years his junior. He skis the Rockies every year and is still an instrument rated private pilot, and an active business owner. The last two business life insurance policies we got him at ages 70 and 71, we were ...read more
Posted in accidental death, estate taxes, High Limit AD and D, insurance, life insurance, private pilots | Tagged aviation exclusion, business life insurance, estate tax life insurance. accidental death, extortion, insurance, kidnap, life insurance, Lloyds of London, pilot life insurance, private pilot life insurance, ransom, travel insurance
By Ed Hinerman on April 13, 2009
I rarely get off the subject of life insurance but occasionally there are things that just baffle me and what better place to get them off my chest. What is all this nonsense with “Somalian pirates”? I would accuse them of being brainless idiots for attacking great big ships from, excuse me, open bowed motor ...read more
Posted in insurance, kidnap, life insurance, ransom | Tagged insurance, kidnap, life insurance, ransom
By Ed Hinerman on March 18, 2009
It’s been a fascinating couple of years. I will sum it up by saying that we have helped a lot of people get life insurance who never thought they could. And what better way to celebrate the information we’ve shared and the victories we’ve had than with a shared meal, a key word salad. Diabetes ...read more
Posted in A1c, AARP, Anxiety, beneficiary, bipolar, bipolar disorder, blood pressure, business life insurance, buy/sell life insurance, bypass surgery, cancer, Dave Ramsey, Depression, diabetes, foreign travel, gastric bypass, guarantee, heart attack, heart disease, high blood pressure, hypertension, Independent agent, insurance, key man insurance, kidnap, life insurance, mortality, mortality risk, New York Life, obesity, prayer, private pilots, prostate cancer, Prudential, PSA, ransom, scuba diving, skydiving, Sleep apnea, stroke, suicide clause, suze orman, term insurance, Type 1 diabetes, Type 2 diabetes, universal life, variable universal life, whole life, women | Tagged A1c, AARP, Anxiety, beneficiary, bipolar, bipolar disorder, blood pressure, business life insurance, buy/sell life insurance, bypass surgery, cancer, Dave Ramsey, Depression, diabetes, economic meltdown, foreign travel, gastric bypass, gay, guarantee, heart attack, heart disease, high blood pressure, hypertension, Independent agent, insurance, key man insurance, kidnap, life insurance, mortality, mortality risk, New York Life, obesity, prayer, private pilots, prostate cancer, Prudential, PSA, ransom, recession, scuba diving, Selectquote, skydiving, Sleep apnea, stroke, suicide clause, suze orman, term insurance, Type 1 diabetes, Type 2 diabetes, universal life, variable universal life, whole life, women
By Ed Hinerman on February 24, 2009
I can remember when life insurance was sold from vending machines in airports. “Flight” insurance I think they called it. Really put my mind at ease. While that has come and gone, some travel still carries with it a risk worth considering. With our global economy it is very common today for business people to ...read more
Posted in foreign travel, insurance, kidnap, life insurance, ransom, travel insurance | Tagged foreign travel, insurance, kidnap, life insurance, ransom, travel insurance |
By Ed Hinerman on January 27, 2009
A client of mine called the other day and asked if I could track down some kidnap insurance for his top executives. They have a very successful world wide company and their success has started to expose them to the realities of being American in places where our dollar may not be worth much, but ...read more
Posted in insurance, kidnap, life insurance, ransom, travel insurance | Tagged insurance, kidnap, life insurance, ransom, travel insurance
