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juvenile onset type 1 diabetes
By Ed Hinerman on June 6, 2012
I’ve talked often about the fact that easily 99% of life insurance companies underwrite by the book, the underwriting manual, and for most of them it hasn’t changed since we only had 49 states. If the word bipolar is on the application you are declined. If you’re not bipolar but take, for instance, Lamictal or ...read more
Posted in A1c, diabetes, insurance, life insurance, life insurance approval, Type 1 diabetes | Tagged A1c's below 7, Abilify, adult onset type 1 diabetes, affordable rates, bipolar, bipolar disorder, compliance and control, diabetes, insurance, juvenile onset type 1 diabetes, Lamictal, life insurance, life insurance approvals, no collateral health issues, recent approvals, Type 1 diabetes |
By Ed Hinerman on November 21, 2011
Before you dig too deep into this post let me clarify that I am not talking about juveniles with juvenile onset type 1 diabetes. I still don’t know anyone that will cover them and I am still actively lobbying companies to be the one to step out of the dark ages and be that company. ...read more
Posted in diabetes, insurance, life insurance, Type 1 diabetes, Type 2 diabetes | Tagged A1c, adult onset type 1, adults with juvenile onset type 1, impaired kidney function, impaired risk, insulin pump, insurance, juvenile onset type 1 diabetes, life insurance, no diabetes related health issues, Type 1 diabetes, Type 2 diabetes
By Ed Hinerman on April 19, 2011
We are by no means where I would like to see diabetes life insurance underwriting, but compared to 15 years ago, 10 years ago, even 5 years ago, life is good. I’ve talked a lot about adult onset type 1 diabetes life insurance approvals. The obvious thing going for a client with adult onset type ...read more
Posted in A1c, diabetes, insurance, life insurance, Type 1 diabetes | Tagged adult onset type 1 diabetes, affordable, diabetes life insurance, insurance, juvenile onset type 1 diabetes, life insurance, type 1 diabetes life inusrance
By Ed Hinerman on December 8, 2010
Those who follow my blog have seen this battle going on for years. I will admit that the steady stream of “no ways” that I have received occasionally dampens my enthusiasm, but an email I received this morning has prompted a resurgence in my efforts. The email. “I am a mother trying to find life ...read more
Posted in American Diabetes Association, children's life insurance, diabetes, insurance, life insurance | Tagged ADA, American Diabetes Association, children's life insurance, convert, diabetes, insurance, juvenile onset type 1 diabetes, life insurance, mortality risk, simplified issue, Type 1 diabetes
