information regarding insurability

Is The MIB The Life Insurance Bad Guy Or Good Guy?

By Ed Hinerman on August 1, 2012

Second only to life insurance agents for being blasphemed by the life insurance buying public is the Medical Information Bureau, or MIB. The MIB is a super warehouse of health and lifestyle information gathered from life insurance applications as they are processed by member companies, and yes, when you sign the application you give the ...read more

Posted in insurance, life insurance, Medical Information Bureau, smoking | Tagged adverse selection, company member of MIB, cuts bad decisions and losses, errors corrected, fight fraud, impaired risk life insurance, information regarding insurability, information treated as confidential, insurance, life insurance, life insurance bad guy, life insurance good guy, Medical Information Bureau, MIB, non smoker rate class, positive nicotine use test, smoker rate class, turning decline into approval | 9 Responses

“Ed, I just wanted to drop you a line. I wanted to Thank You for your professionalism in following up with my request for insurance. I was feeling a little down when I was turned down by two companies due to the PSA results. When I applied with your company I thought I would be turned down also, but I guess all agents aren’t created equal. Hey just wanted to let you know that I will recommend your services to any one that I know who may be looking for Life Insurance.”

source: Steve M

information regarding insurability

Is The MIB The Life Insurance Bad Guy Or Good Guy?

Call Ed Hinerman for a free life insurance quote you can trust 866-539-7914.

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