The Changing Face Of Those With Life Insurance!
My Dad died 3 years ago this month and had a total of $7500 worth of life insurance. My Mom has a $2500 burial policy and is still going strong at 89. They fit the mold for middle income America and never had any more life insurance than they did when he died. I wouldn’t ...read more
Planning For Your Successes With Life Insurance!
Remember the “dress for success” thing that started back in the 70′s? I think it was probably a reaction to the way most people my age decided to dress in the 60′s. It never really worked for me. Every time I dressed for success, even if I got the job I didn’t like it. I ...read more
Why Would A Pro Athlete Need Life Insurance!
There is a mistaken belief that people that have really great incomes, like professional athletes, don’t really need life insurance. The assumption is you have a large income you probably have it managed so that your family would be taken care of if you died prematurely. The other assumption that goes along with this scenario ...read more
How Life Insurance Needs Change As We Age!
It’s one thing to be 35 and be purchasing a life insurance policy to protect your young family. Things are pretty clear then. Your mortgage is generally a long one. You have a lot of years of income replacement to consider. You have dependent children, often very young. The conclusion is usually that you should ...read more
When You’re Over 50 Life Insurance Takes On New Meaning!
Being over 50 myself I read that title and my mind immediately went to the thought that, “Well of course it has new meaning. We’re a lot closer to using it.” Whoa, admitted my own mortality there! But what I want to get at is the fact that the needs and uses of life insurance ...read more
What Is Your Company Succession Plan?
Small business is the backbone of our country’s economy and for most of us, even more importantly, it is the backbone of our personal budget. Without those paychecks in today’s job market we would indeed be up a creek. So, have you asked your boss, the owner of the company, the writer of those checks, ...read more
Gay? Lesbian? What You Need To Know About Life Insurance!
I’ve been in the life insurance business long enough to see a time when life insurance companies would outright deny life insurance policies for homosexual couples, citing “no legal financial justification”. They would then turn around and approve insurance on an unmarried couple by saying, with a wink of the eye, “just put down that ...read more
CEO Life Insurance! Five Must Knows!
Whether you are the CEO of a large company, handpicked for that position by a board of directors, or the CEO of a company where the job description simply reads “Do everything and do it well”, there is value and responsibility that come with the position. CEO life insurance can mean several things, but ultimately ...read more
Keeping It All In Perspective!
I’ve written often and am a big advocate of owning more than one life insurance policy, staggering or layering term policies. The reason is simple. Unless you are the complete odd duck in the pond, your life insurance needs are not all the same length and not all for one reason. I practice what I ...read more
1 In 6 Of You Won’t live Long Enough To Brag About Not Buying Life Insurance!
Ah, but for the immortal! I’ve long picked on men for their “it won’t get me” attitude when the statistics show differently, but while women do live a bit longer on average, I still wouldn’t take those odds. 1 in 6 men and 1 in 9 women will die between the ages of 25 and ...read more
