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helicopter pilot

The Altitude Of Private Pilot Life Insurance Ending 2011!

By Ed Hinerman on December 14, 2011

What a crazy year for underwriting life insurance. There have been shifts all over the map from type 1 diabetes to melanoma history, with some of the best news coming for private pilots. It’s been quite a while since we’ve had as many solid players in the hunt for private pilot life insurance. In fact, ...read more

Posted in insurance, life insurance, melanoma, pilot, private pilots, Type 1 diabetes | Tagged best rate class, CFII, fixed wing, flight instructors, great news, helicopter pilot, IFR, insurance, life insurance, PIC hours, pilots, private pilot life insurance, private pilots, student pilots, the new good old days, using helicopter to commute, VFR

What Is A Flat Extra Charge And How Is It Used?

By Ed Hinerman on June 3, 2010

Life insurance rate classes are generally the determining factor in what your premium will be for a given amount of insurance. Plug in your age and the cost per thousand for, say, a standard plus rate class and there it is. While what they are called may vary from company to company, in general the ...read more

Posted in insurance, life insurance, mortality risk | Tagged cancer, flat extra, helicopter pilot, insurance, life insurance, mortality, mortality risk, permanent flat extra, pilot, rate class, rated policy, table rating, temporary flat extra | 2 Responses

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“I had been declined so many times that I had frankly given up trying to get life insurance. I felt like all insurance companies had a common toilet they were throwing type 1 diabetic applications into. A friend told me about Hinerman Group and Ed was able, on the first try, to get me approved and approved and reasonable rates. He’s different. He knows what he’s doing and he does it well.”
Patrick D in Mineola, New York


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