Really Harder To Get Life Insurance Over 50? Wanna Bet?
The life insurance industry, at least the final expense life insurance industry would certainly love for you to believe that over 50 life insurance is a minefield with disaster written all over it. Suddenly you must be perceived as a greater life insurance risk as the advertising targeted toward us shifts from getting $500,000 for ...read more
What Exactly Is A Free Life Insurance Quote?
It kind of cracks me up sometimes. I can almost hear the hot dog (life insurance) vendor at the ball game. “Get your free life insurance quotes here! Get em while they’re hot!” This is certainly not to say that anyone should ever have to pay to get a life insurance quote. The quote doesn’t ...read more
What’s The Catch With No Exam Life Insurance?
If you can get life insurance without taking an exam, called simplified issue insurance, without donating blood and urine and blocking out 20-30 minutes of your time, why would anyone buy a traditional term life insurance policy that requires an exam? Seems like a question about two products on a level playing field, and most ...read more
The Final Expense Feeding Frenzy!
When I go through my daily Google Alerts to keep current with life insurance related matters, one of the topics I follow is “Final Expense Life Insurance”. More than any other topic I follow this is absolutely riddled with a combination of bad advice and invitations to sell final expense life insurance. This is where ...read more
No Exam Life Insurance! Is It Worth It?
One of the little inconveniences of applying for life insurance is that, although free and done at your home or work, there is the need for an exam. With the exception of larger policies most exams consist of blood and urine specimens, a check of your height, weight and blood pressure and a lot of ...read more
