Does Your Disability Income Insurance Fall Short?
Because of the limits put on the benefit available under traditional disability income insurance, there are a lot of people who would fall well short of being able to maintain their lifestyle if disabled. The standard of the industry is 60% of your salary, usually with a maximum of $16,600 a month which is 60% ...read more
Don’t Let Life Insurance Add To Bipolar Frustrations!
I was involved in an exchange on the Bipolar Disorder Forum of eHealthforum several months ago. A person had been declined for life insurance and wanted to know if that was just the reality of bipolar disorder or if someone knew how to navigate what was turning out to be a rough road. The person ...read more
The Final Expense Feeding Frenzy!
When I go through my daily Google Alerts to keep current with life insurance related matters, one of the topics I follow is “Final Expense Life Insurance”. More than any other topic I follow this is absolutely riddled with a combination of bad advice and invitations to sell final expense life insurance. This is where ...read more
Aren’t You Glad AOPA Isn’t Your Only Choice?
Aircraft Owners and Pilots Association (AOPA) has held themselves out as the private pilot’s friend for a long time, the advocate, the go to organization, the one stop shop for all of your needs. For all I know they may in fact be the shining star they claim to be, except when it comes to ...read more
Please. Let’s Be Clear About Bipolar Disorder!
I was involved in an exchange on the Bipolar Disorder Forum of eHealthforum not too long ago. A person had been declined for life insurance and wanted to know if anyone knew the way out of the jungle. The person asking for help had been declined for life insurance three times due to bipolar and ...read more
Hello! I Mean Really, Hello!
I would be the last person in the world to say that habits are easy to change, especially bad, life long, ingrained habits. But no kidding, there are some cases I really can’t wrap my mind around. The one that caught my “you’ve got to be kidding” attention today was a 68 year old man ...read more
