By Ed Hinerman on March 19, 2012
With the amount of business rolling in for people working in AFghanistan and Iraq as civilian contractors it seemed an appropriate time to take a look at some of the other worldwide dangerous occupations where people are not going to find off the shelf accidental death and disability insurance. Most of the contractors that are ...read more
Posted in accidental death, civilian contractors, Civilian War Zone Coverage, foreign travel, insurance, insurance quotes, life insurance | Tagged accidental death, accidental disability, Afghanistan civilian contractors, aren't getting traditional coverage, celebrities who need insurance, crab fishermen, fishermen, gator hunters, ice road truckers, insurance, Iraq civilian contractors, life inxurance, lobster fisherment, loggers, most dangerous job in the world, mountain climbing, mountain climbing guides, one to two year contracts, reptile catchers, subsantially less in groups, war zones
By Ed Hinerman on October 23, 2011
Let’s step away from life insurance for a day and address an inherent problem in disability income insurance. Disability income insurance is there to theoretically replace earned income in the event that a person is disabled by injury or illness. Companies normally cap their benefit at 65% of a person’s annual gross earned income, up ...read more
Posted in disability, disability income, executives, hazardous activities, income replacement, professional athletes | Tagged actors, annual gross earned income, artists, benefit cap, capital gains, CEO's, DI, disability income insurance, disabled, fishermen, high net worth, higher income, insurance, life insurance, Lloyds of London, loggers, offershore oil workers, own occupation, pay cut by capped income, professional athlethes, replace earned income, too much unearned income, writers
