Estate Planning Life Insurance Finally Has Some Direction!
As of yesterday it appears that the President and Congress have reached a deal on a wide variety of tax issues. For the purposes of life insurance and estate tax the latest and most important news is the end to the repeal of estate tax and clear guidelines moving forward. I’ve been following this closely ...read more
The State Of Estate Tax Life Insurance!
We would have certainly guessed that Congress would have dealt with the estate tax issue by now but, well, we would have guessed wrong for the second year in a row. There is still a lot of uncertainty about the future of estate tax law and along with that is the very real need for ...read more
Product Restructuring Brings Renewed Interest In 2nd To Die Life Insurance!
Since the inception of 2nd to die or survivorship life insurance policies to protect estates from being pillaged by estate taxes, most of the policies were written as traditional universal life or whole life insurance. Cash value policies. When the cashless universal life with an external no lapse guarantee came along people were able to ...read more
