by Ed Hinerman | Nov 23, 2011 | blood pressure, cigar smokers, high blood pressure, hypertension, insurance, life insurance, smoking
I know I go through some weeks sure that all life insurance underwriters are kind of mechanical. They look at the records and the labs and look in their underwriting guide and stamp the appropriate approval on it and then on to the next. No emotions. Just the facts...
by Ed Hinerman | Jul 22, 2009 | diabetes, insurance, life insurance, Type 2 diabetes
On occasion a life insurance company will pick a place to make a stand and leave the rest of the industry behind. Companies like Prudential come to mind when they approve tobacco use, other than cigarettes, at non smoking rates even with daily use. So, while many...
by Ed Hinerman | Jun 18, 2009 | cigar smokers, insurance, life insurance
I will post this very quietly so as not to wake the life insurance underwriters who would likely leap on an article like this to do away with the great non smoking rates that cigar smoking applicants are getting right now. By the way, I haven’t seen this...
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