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business succession

Succession Planning With Business Life Insurance. You’ll Be Glad You Did!

By Ed Hinerman on April 7, 2012

Being a small business person myself I know that there are plenty of opportunities to bust your budget if you take everyone’s advice, get all the best bells and whistles and make your business 99.99% bombproof. It’s funny to see success draw the vultures in. My website, this blog, used to have quite a bit ...read more

Posted in business life insurance, buy/sell life insurance, customer service, executives, insurance, International Business insurance, life insurance | Tagged aspiring purchaser of business, business buy/sell life insurance, business life insurance, business succession, business succession life insurance, business succession planning, insurance, key person, key person life insurance, key service provider, life insurance, lost revenue, part ownership, partner, SEO, sole proprietor, sole proprietorship sales value, stock repurchase agreement, value if you die, value of your business

What Is Your Company Succession Plan?

By Ed Hinerman on January 24, 2011

Small business is the backbone of our country’s economy and for most of us, even more importantly, it is the backbone of our personal budget. Without those paychecks in today’s job market we would indeed be up a creek. So, have you asked your boss, the owner of the company, the writer of those checks, ...read more

Posted in business life insurance, buy/sell life insurance, insurance, life insurance | Tagged business life insurance, business succession, buy/sell agreement, buy/sell life insurance, ceo life insurance, death benefit check, income replacement, insurance, life insurance, partner, small business, sole proprietor | 1 Response

So You’re A Dead Businessowner! Now What?

By Ed Hinerman on October 26, 2010

You don’t care because you’re dead, right? OK. What if you had to stick around in the rafters and watch and listen to what happens if you didn’t plan for this event. Is your family going to realize a gain from all the years you put in building the business? Is your partner going to ...read more

Posted in buy/sell life insurance, insurance, life insurance, over 50 life insurance | Tagged business insurance, business share, business succession, businessowner, buy/sell agreement, insurance, life insurance, over 50 life insurance, partner, self employed, tax deductible

Just Between You and Me!

By Ed Hinerman on May 20, 2010

LIMRA surveys continue to show that most people (at least the grown up variety) agree that they need life insurance. The reason most often cited for not following through on that determination…..they’ve never been approached by anyone to talk about it. Not a life insurance agent or a financial adviser. Not a parent or their ...read more

Posted in insurance, life insurance | Tagged business partnerships, business succession, Dave Ramsey, financial adviser, insurance, life insurance, life insurance professional, LIMRA

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We Really DO Come Through for our Clients.

“Ed, I just have to tell it like it is. We wouldn’t have life insurance on my husband if we hadn’t found you. So many agents and companies just blew him off or declined him because of his heart attack that we almost gave up. Thanks to you our business and my future are now secure if something happens.”
K Graham in Sedona, Arizona


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