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business insurance

A Little Different Perspective On Senior Life Insurance!

By Ed Hinerman on March 9, 2011

There is an entire industry built around the perception that all seniors that need life insurance only need final expense life insurance or burial insurance. There’s some problems not only with the perception but the way the industry markets senior life insurance using that line of thinking. I did a Google search for “senior life ...read more

Posted in Burial insurance, final expense life insurance, insurance, life insurance, over 50 life insurance, senior life insurance | Tagged Burial insurance, business insurance, final expense life insurance, income protection, inheritance, insurance, life insurance, over 50 life insurance, senior life insurance

So You’re A Dead Businessowner! Now What?

By Ed Hinerman on October 26, 2010

You don’t care because you’re dead, right? OK. What if you had to stick around in the rafters and watch and listen to what happens if you didn’t plan for this event. Is your family going to realize a gain from all the years you put in building the business? Is your partner going to ...read more

Posted in buy/sell life insurance, insurance, life insurance, over 50 life insurance | Tagged business insurance, business share, business succession, businessowner, buy/sell agreement, insurance, life insurance, over 50 life insurance, partner, self employed, tax deductible

Does Your Budget Need Tweeking?

By Ed Hinerman on August 24, 2010

I know over the past few years thanks in part to Dave Ramsey and also in part to a reality check in the economy, I’ve had to take a new look at my budget several times. The days of paying more than we need to really are over. The same thought process couldn’t be more ...read more

Posted in insurance, life insurance, term insurance, universal life, whole life | Tagged budget, business insurance, cancer, comparative quote, down economy, family history, insurance, life insurance, term insurance, universal life, whole life

The Way It’s Supposed To Work!

By Ed Hinerman on April 12, 2010

I got a call from a long time client this morning letting me know that his business partner of almost 50 years, also a client of mine, had passed away over the weekend. It wasn’t unexpected. He would have been 85 next month and his health had been going downhill for a while. Quite some ...read more

Posted in business life insurance, buy/sell life insurance | Tagged business insurance, buy/sell agreement, deceased partner, insurance, life insurance, surviving partner

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