• BLOG
  • Home
  • About Ed
  • Life Insurance Services
  • FAQ
  • Life Insurance Glossary
  • Contact Ed
  • Life Insurance Testimonials
Ed Hinerman On Life Insurance
HIgh Risk Life Insurance Consultant
  • Specialty Insurance
    • High Limit AD and D
    • Civilian War Zone Coverage
    • Foreign National Life Insurance
    • International Business insurance
    • Active Duty Military Life Insurance
  • Health Impairment
    • Obesity Life Insurance
    • Breast Cancer Life Insurance
    • Prostate Cancer Life Insurance
    • Epilepsy Life Insurance
    • Diabetes Life Insurance
    • Sleep Apnea Life Insurance
  • Mental Impairment
    • Bipolar Life Insurance
    • Depression Life Insurance
    • Anxiety Life Insurance
    • Drug Treatment Life Insurance
    • Alcohol Treatment Life Insurance
  • Pilot Insurance
    • Student Pilot Life Insurance
    • Flight Instructor Life Insurance
    • Private Pilot Life Insurance
    • Airline Pilot Life Insurance
    • Commercial Pilot Life Insurance
Browse: Home / agent told him guaranteed permanent

agent told him guaranteed permanent

Life Insurance Reality Show?

By Ed Hinerman on July 18, 2012

I had a gentleman call me the other day to see what he could do about the mess his life insurance had ended up in. 10 years ago his agent converted his term insurance policy, at that time a Kemper policy and now a Protective Life policy. This man explained to the agent exactly what ...read more

Posted in assumptions, conversion, guarantee, insurance, life insurance, term insurance, universal life | Tagged agent told him guaranteed permanent, agents have to be held accountable, annual statement of cost and benefits, assumptions not guarantees, based on assumptions, companies have to be held accountable, conversion, duped by unscrupulous agent, fraud, insurance, life insurance, misrepresentation, negligence, Ohio state insurance commission, senior adult transaction, term insurance, traditional universal life insurance, universal life insurance

Call Ed Hinerman for a free life insurance quote you can trust 866-539-7914.

Free Life Insurance Quote

Tags

Anxiety bipolar bipolar disorder blood pressure breast cancer business life insurance cancer cholesterol conversion decline Depression diabetes estate taxes heart attack heart disease high blood pressure Independent agent insurance insurance quotes life insurance obesity private pilots prostate cancer PSA stroke term insurance Type 1 diabetes Type 2 diabetes universal life whole life

We Really DO Come Through for our Clients.

“I thought that most people with bipolar disorder were uninsurable regardless of any other factors.  Fortunately, I came across Ed Hinerman’s website and contacted him.  Ed was very knowledgeable and clearly very experienced in this area.  He patiently explained that I actually had options and helped me get an excellent policy into place.  Ed was very professional throughout the entire process and both my wife and I have been thoroughly impressed with him.  He really helped our family and I would recommend Ed with great confidence.”
Daniel in New York


RSS feed RSS feed
comments RSS feed RSS comments
BBB - Better Business Bureau
Licensed to sell life insurance in all 50 states
National Association of Insurance and Financial Advisors
BBB - Better Business Bureau

Copyright © 2013 Ed Hinerman On Life Insurance | Privacy Policy | Site Map | Ed Hinerman • (866) 539-7914 • info@hinermangroup.com