by Ed Hinerman | Mar 14, 2016 | age nearest, backdating to save age, customer service, insurance, insurance quotes, life insurance, life insurance approval
How many phone calls or emails have I received suggesting that I must have made a mistake on a client’s life insurance quote because they’re really, for instance, age 50, not 51. Trust me! At my age adding a year to my life that I haven’t earned yet...
by Ed Hinerman | Jan 30, 2015 | A1c, approval, compliance, coronary artery disease (CAD), diabetes, gastric bypass, insurance, life insurance, life insurance approval, life insurance underwriting, over 50 life insurance, Type 2 diabetes
That phrase is usually followed by a conversation that you may end up feeling you really didn’t need to have, but I’m here with a breath of fresh air, a talk we need to have about how to get better life insurance rates when you have diabetes. Why now? Why...
by Ed Hinerman | Jul 23, 2012 | blood pressure, cholesterol, insurance, life insurance, life insurance approval, term insurance
The general public believes they have it figured out and that after age 50 life insurance prices take an astronomical leap into a realm delegated only to those with so little time left that express applications start to take on some real importance. To lend some...
by Ed Hinerman | Feb 20, 2011 | insurance, life insurance, over 50 life insurance
I bought my first life insurance policy when I was 33. I woke up one day with a wife and two stepchildren and realized that they were dependent on the fact that I made a pretty good income. Because we had become a family their standard of living had changed for the...
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