By Ed Hinerman on November 6, 2012
I am more amazed every day at the huge misconception there seems to be in our country about the face of bipolar disorder and what it most certainly means when it comes to trying to be approved for life insurance. To give you a sense where most life insurance companies rate bipolar on their underwriting ...read more
Posted in approval, bipolar, bipolar disorder, decline, executives, impaired risk life insurance, insurance, life insurance | Tagged affordable rates, better than average mortality risk, bipolar life insurance, CEO bipolar life insurance, declined for taking Lamictal, good rates, insurance, life insurance, life insurance approval, moo disorders mistreated by life insurance, mortality risk, never even hospitalized, no lost time, no suicidal thoughts ever, stable career, stable marriage, stay at home mom, very successful professional
By Ed Hinerman on June 6, 2012
I’ve talked often about the fact that easily 99% of life insurance companies underwrite by the book, the underwriting manual, and for most of them it hasn’t changed since we only had 49 states. If the word bipolar is on the application you are declined. If you’re not bipolar but take, for instance, Lamictal or ...read more
Posted in A1c, diabetes, insurance, life insurance, life insurance approval, Type 1 diabetes | Tagged A1c's below 7, Abilify, adult onset type 1 diabetes, affordable rates, bipolar, bipolar disorder, compliance and control, diabetes, insurance, juvenile onset type 1 diabetes, Lamictal, life insurance, life insurance approvals, no collateral health issues, recent approvals, Type 1 diabetes |
