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affordable life insurance

Does Obesity Life Insurance Require Drastic Measures?

By Ed Hinerman on July 12, 2012

There are several ways to deal with an out of control weight problem from a health standpoint, but from a life insurance point of view it’s pretty clear cut. If you are morbidly obese the best case is that you will have to pay more than the average person for your life insurance and in ...read more

Posted in Biggest Loser, Fat March, insurance, life insurance, life insurance approval, mortality, mortality risk, obesity | Tagged affordable life insurance, Biggest Loser, BMI, control weight problem, diet and exercise, drastic measures, Fat March, gastric bypass, improved health and energy, insurable weight, insurance, life insurance, life insurance you need, morbid obesity, obesity, obesity challenge, obesity life insurance, overweight, preferred rates, uninsurable, Weight Watchers

Life Insurance Embraces Private Aviation, Almost!

By Ed Hinerman on July 4, 2012

Although the combination of affordable life insurance and private pilots has never been the norm across the scope of all life insurance companies, there hasn’t been a time in the last decade, almost two, where the match couldn’t be made with the right agent using the right company. The goal has always been to avoid ...read more

Posted in impaired risk life insurance, insurance, life insurance, life insurance approval, private pilots | Tagged aerobatics, affordable life insurance, affordable life insurance private pilots, avoid flat extra charge, bush pilots, crop dusters, experience as pilot in command, flat extra charge, flight instructors, impaired risk life insurance, insurance, life insurance, private pilot, private pilot life insurance, proficiency by flying regularly, student pilot

A New Life Insurance Look At High PSA’s?

By Ed Hinerman on June 28, 2012

A real show stopper in the life insurance application process is when a PSA comes back high, or at least elevated compared to previous PSA’s. This has turned into something of a fussing point since, in most cases, life insurance underwriters will postpone an application until the reason for the PSA elevation is diagnosed. In ...read more

Posted in cancer, insurance, life insurance, prostate cancer, PSA | Tagged affordable life insurance, approved for affordable life insurance, approved for life insurance, approved life insurance impairment, definitively rule out prostate cancer, free PSA, insurance, life insurance, life insurance application process, needle biopsy, PHI, prostate cancer, prostate cancer life insurance, prostate cancer life insurance underwriting, prostate health index, prostate specific antigen, PSA, watchful waiting, watchful waiting accepted treatment | 1 Response

The Easy Way To Get Affordable Life Insurance If You’ve Had Health Issues.

By Ed Hinerman on June 5, 2012

It’s what we’re all looking for, right? The path of least resistance. I know whenever I can I would prefer to do as little as possible and, really, honestly, I would kind of like instant gratification. Hey it leaves more time for the fun stuff. Getting affordable  life insurance when you’ve had health issues could ...read more

Posted in diabetes, impaired risk life insurance, insurance, life insurance, Type 1 diabetes | Tagged affordable life insurance, approved affordable life insurance, approved life insurance, decline, decline type 1 diabetes, diabetes, how to get it done, impaired risk life insurance, insurance, less money for life insurance, life insurance, life insurance health issues, most companies decline type 1 diabetes, no exam, Type 1 diabetes | 1 Response

Aren’t Advocates Supposed To Be Helpful?

By Ed Hinerman on March 22, 2010

When I think advocate, I think, “Yes, someone who can help take some of this weight off of me. Someone who has the experience and the knowledge to get me through this”. I remember sharing my experience with the ADA, American Diabetes Association, a few years back when I posted on one of their forums ...read more

Posted in AARP, diabetes, insurance, life insurance | Tagged AARP, ADA, affordable life insurance, American Diabetes Association, diabetes, insurance, life insurance, Type 1 diabetes, Type 2 diabetes

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