by Ed Hinerman | Jul 29, 2016 | accelerated death benefit, accidental death, acts of war or terrorism, dangerous occupation life insurance, foreign travel, insurance, International Business insurance, life insurance, mountain climbing, student pilot
At first thought, accidental death insurance seems quite simplistic and obvious without the need for much explanation. But you know me. Why let something obvious go without an explanation. You might be surprised at the number of inquiries I get asking what exactly...
by Ed Hinerman | Sep 12, 2012 | accidental death, Alcohol Treatment Life Insurance, decline, DUI, insurance, life insurance
There is this perverse notion, an urban legend if you will, that if you get declined for life insurance you become life insurance toast from then on. You might as well buy accidental death insurance and just hope that space junk and not cancer is the cause of your...
by Ed Hinerman | Jul 30, 2012 | accidental death, climbing, life insurance, mountain climbing
Ahh, the dangerous hobby thing. When I was in my 20’s and 30’s and a bit into my 40’s and 50’s, we rock climbed, bouldered, and mountain climbed, rappelled off of anything that our rope would reach most of the way down and even did a Tyrolean...
by Ed Hinerman | Oct 12, 2011 | accidental death, Civilian War Zone Coverage, insurance, life insurance
I had a call today from a wife whose husband has a great high paying job as a translator for the military in Afghanistan. He’s a civilian, but works translating for trainers working with Afghan police forces and also goes on patrol with marines as a translator....
by Ed Hinerman | May 24, 2011 | insurance, life insurance, skydiving, terrorism, travel insurance
Well, if it’s for the next five minutes you are out of luck, but if it’s for 5 minutes next week you can have your wish. And really I’m not talking about life insurance but rather accidental death insurance. Specifically this comes up when you get a...
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