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3 responses to “Do You Know Your Term Life Conversion Option?”

  1. Jim S.

    Now even New York Life, with all its wealth and splendor, has thrown its hat in the ring limiting term conversion options. Their three new products:
    Yearly Convertible Term, Level Prem. Convertible Term 5 Years, and Level Prem. Convertible Term 10-20 Years all have a 10 year limit on attained age conversions. A rider can be purchased on the 10-20 year product extending the conversion option out to the length of the level term selected in the policy (up to 20 years). I don’t think they even offer a 30 year term product if they ever did.

  2. Ike Devji

    Great info Ed, espcially at a time when so many Americans are finally paying attention to their estate planning and looking at options from a variety of agents and carriers.