Preferred Life Insurance Rates For Flight Instructors!!
Not too long ago I outlined several private aviation life insurance underwriting changes that Prudential had made, almost all of them in favor of the pilots. Included in those changes was underwriting for private pilots of experimental or home built aircraft without a flat extra charge and rates as good as preferred best for some ...read more
How Important Are Guarantees?
I know. I know. The boy that cried wolf, right? “Make sure the insurance you have has a guaranteed rate for as long as you’re going to need it”……”Don’t buy any insurance that doesn’t have a guaranteed level premium”!!! I’ve honked this horn for so long and so obnoxiously I’m surprised that I haven’t been ...read more
And The Ball Keeps Rolling, And Gaining Speed!
Can you say fire sale? I just got notice of yet another term insurance price increase, this time from American National, and it appears that the rebound from the lowest prices in history are picking up steam. I know all of the whole life agents that like to attempt to beat me down are loving ...read more
Term Insurance Fire Sale!
With the latest news coming today it is no longer conjecture on my part. The downward trend of the past 15 years in life insurance has hit bottom. ING Reliastar today announced increases in their term insurance rates. I guess the only good news coming from them is that since their permanent products kind of ...read more
Is Anyone Paying Attention? Lot’s of Distraction Right Now, But….
Since the end of 2008 I have been following with detail as rapidly as possible about the changes in the life insurance business. The downward trend in term insurance rates and the higher reserve requirements for universal life NLG policies are changing the landscape daily, Yesterday John Hancock, not exactly a huge term insurance player ...read more
