Browse: Home / International Business insurance
By Ed Hinerman on November 2, 2012
I’ve brought this up in the past in response to a very real need with missionaries. Traditional life insurance isn’t horribly friendly to folks doing mission work outside of the country, a knee jerk reaction to the fact that there are some places in the world where mission work can be dangerous. Through Lloyds of ...read more
Posted in accidental death, business life insurance, buy/sell life insurance, civilian contractors, Civilian War Zone Coverage, foreign nationals, High Limit AD and D, insurance, International Business insurance, life insurance | Tagged accidental death, accidental death and dismemberment, accidental disability, business life insurance, buy/sell insurance, foreign nationals, high limit insurance, insurance, international business life insurance, international life insurance, key person life insurance, life insurance, missionary life insurance, multi national coverage
By Ed Hinerman on October 16, 2012
The life insurance process is by law and by practice a confidential transaction. Life insurance agents shouldn’t be telling anyone about who they are working for and life insurance examiners shouldn’t be telling anyone about who they have examined and home office personnel shouldn’t be telling friends or family whose buying life insurance through their ...read more
Posted in Alcohol Treatment Life Insurance, approval, business life insurance, court ordered life insurance, Drug Treatment Life Insurance, executives, insurable interest, insurance, International Business insurance, life insurance, Lloyds of London | Tagged business life insurance, confidential life insurance, court ordered life insurance, divorce life insurance, ex wife confidentially buys policy, insurance, insuring someone without their knowledge, lender could purchase life insurance, life insurance, venture capital life insurance, written agreement
By Ed Hinerman on May 1, 2012
If life and life insurance was all simple there wouldn’t be any bumps in the road. We would all have the coverage we need when we need it and Dorothy would be singing Somewhere Over The Rainbow in the background. Truth is that most of the time with life insurance it is that way. People ...read more
Posted in business life insurance, court ordered life insurance, DUI, insurance, International Business insurance, life insurance | Tagged bank required life insurance, business life insurance, CEO, court ordered life insurance, divorce settlement, DUI, high limit life insurance, insurance, key man life insurance, life insurance, life insurance underwriters, Lloyds of London, needing life insurance now, traditional life insurance
By Ed Hinerman on April 13, 2012
I am more than pleased with the amount of international life insurance business we’ve been able to generate and place over the last year. It is definitely not for everyone but for those who need what the US has to offer and can afford the travel to apply for and accept their policy, the benefits ...read more
Posted in executives, Foreign National Life Insurance, foreign nationals, foreign travel, insurance, International Business insurance, life insurance | Tagged acquire US life insurance, all phases completed in US, can't write due to risk, can't write due to trade treaties, eligible foreign country, ex patriot life insurance, executive lives abroad, foreign national life isurance, insurance, international business life insurance, international life insurance, life insurance, overseas partner, US address for billing, US bank account
By Ed Hinerman on April 7, 2012
Being a small business person myself I know that there are plenty of opportunities to bust your budget if you take everyone’s advice, get all the best bells and whistles and make your business 99.99% bombproof. It’s funny to see success draw the vultures in. My website, this blog, used to have quite a bit ...read more
Posted in business life insurance, buy/sell life insurance, customer service, executives, insurance, International Business insurance, life insurance | Tagged aspiring purchaser of business, business buy/sell life insurance, business life insurance, business succession, business succession life insurance, business succession planning, insurance, key person, key person life insurance, key service provider, life insurance, lost revenue, part ownership, partner, SEO, sole proprietor, sole proprietorship sales value, stock repurchase agreement, value if you die, value of your business
By Ed Hinerman on January 24, 2012
While my primary focus remains impaired risk life insurance and over 50 life insurance, I’ve left no lack of evidence in this past year’s blog posts that there is so much more available. There is still nothing quite like getting an approval on life insurance for someone who has been declined by everyone else he ...read more
Posted in accidental death, AIG, insurance, International Business insurance, life insurance, Lloyds of London, over 50 life insurance, professional athlete life insurance | Tagged aarp last organization to trust, accidental death and dismemberment, business owner, contractors in war zones, disability income insurance, final expense life insurance, foreign national impaired risk, HCC, high net worth, impaired risk life insurance, insurance, life insurance, Lloyds, mountain climbers, non traditional disability insurance, non traditional life insurance, over 50 life insurance, professional, professional athletes worldwide, US life insurance foreigh nationals |
By Ed Hinerman on December 12, 2011
I know that when I am shopping for something, for instance a car, I am very straight forward, even blunt, about what I want and how much I am willing to spend. I let the sales person know that it’s OK if they can’t meet my needs, but that changing anything I’ve told them is ...read more
Posted in business life insurance, Infinite banking, International Business insurance, term insurance | Tagged becoming your own banker, Dave Ramsey, David Stearns, deaf ear to budget, dividend paying whole life insurance, emotionally attached to the sale, emotionally detach from your goals, infinite banking, insurance, international business life insurance, life insurance, life insurance over 50, my budget, my budget was toast, term life insurance, viable for age 58, what I want |
By Ed Hinerman on November 25, 2011
Over the years I have taken several runs at different ways to get life insurance from US companies for foreign nationals living in their home countries. I went through some dry runs with Sagicor and Pan American and found that, for the most part, the process was very stringent and the prices weren’t very competitive. ...read more
Posted in Foreign National Life Insurance, foreign nationals, insurance, International Business insurance, life insurance | Tagged acquisition of medical records, application and exam in the US, business relationship in US, Canada, Caribbean, Central and South American, cumbersome process streamlined, driver's license, foreign nationals, insurance, life insurance, Mexico, national ID, no business relationship in US, passport, translated into English, US bank account, US billing address, US companies
By Ed Hinerman on November 25, 2011
I subscribe to and have written several articles for InsuranceNewsNet magazine, a trade publication that frequently has useful product information in it. I was asked to comment on their feature article this month, “The Psychology Of The Life Insurance Buyer”. They had compiled data from a recent LIMRA study and wanted to know what parts ...read more
Posted in Independent agent, insurance, International Business insurance, life insurance | Tagged 60% more coverage, asset building, buy more life insurance than planned, company lucrative products, how to sell you, insurance, life insurance, need analysis, no customer service, no time to think, pay increases, psychology of life insurance buyer, successful life insurance sale, your budget |
By Ed Hinerman on October 28, 2011
I remember when a one world economy was the stuff that movies and books were made of. Conspiracy theories were rampant about a global economy kind of being the beginning of the end. So, the reality is that we are there. That is us. There are certainly plenty of home grown US companies still here ...read more
Posted in accidental death, business life insurance, buy/sell life insurance, insurance, International Business insurance, key man insurance, life insurance, Lloyds of London | Tagged business AD&D, business disability, business life, business succession planning, global economy, insurance, international business, international parnerships, life insurance, Lloyds of London, made in America, one world economy, Russia, Spain, US
