High Limit AD and D
High limit AD&D can fill in the gaps that traditional life insurance won’t cover or will charge too much for. From dangerous hobbies such as skydiving and mountain climbing to actors and stuntmen, this coverage is affordable and designed specifically for your need.
War Zone Life Insurance Immediately?
By Ed Hinerman on December 11, 2012
I know that far too many civilian contractors in war zones ended up there, whether Iraq or Afghanistan of Libya, without time or adequate planning to put the life insurance they might need in force. I can see myself rushing to get all the t’s crossed and i’s dotted and ending up at some forward ...read more
Posted in accidental death, approval, civilian contractors, Civilian War Zone Coverage, dangerous occupation life insurance, disability, hazardous activities, High Limit AD and D, insurance, life insurance, life insurance approval | Tagged 10 times annual income, accidental death, accidental death and dismemberment, accidental permanent total disability, Afghanistan, application and payment 10 minutes, application by email, civilian contractors in war zones, in force policy in a few hours, insurance, Iraq, Libya, life insurance, life insurance immediately, pay by bank EFT, pay by credit card, war and terrorism endorsement, war zone life insurance
War Zone Life Insurance!
By Ed Hinerman on December 7, 2012
There are some downsides to being raised in a place and by parents that molded me into a trusting person. Several months ago I was approached by two guys who wanted me to partner with them and process all of the business from their Afghanistan website for civilian contractors doing work there. Since this was ...read more
Posted in accelerated death benefit, civilian contractors, Civilian War Zone Coverage, dangerous occupation life insurance, High Limit AD and D, insurance, life insurance | Tagged AD&D policies in Afghanistan, ADD, civlian contractors in Afghanistan, contractors in Afghanistan, contractors in Iraq, contractors in war zones, insurance, life insurance, quote requests, war zone
Ex Patriot Or International Term Life Insurance!
By Ed Hinerman on November 2, 2012
I’ve brought this up in the past in response to a very real need with missionaries. Traditional life insurance isn’t horribly friendly to folks doing mission work outside of the country, a knee jerk reaction to the fact that there are some places in the world where mission work can be dangerous. Through Lloyds of ...read more
Posted in accidental death, business life insurance, buy/sell life insurance, civilian contractors, Civilian War Zone Coverage, foreign nationals, High Limit AD and D, insurance, International Business insurance, life insurance | Tagged accidental death, accidental death and dismemberment, accidental disability, business life insurance, buy/sell insurance, foreign nationals, high limit insurance, insurance, international business life insurance, international life insurance, key person life insurance, life insurance, missionary life insurance, multi national coverage
A Refreshing Look At Exclusions In Life Insurance!
By Ed Hinerman on March 6, 2012
We’ve talked a lot over the years about exclusions in life insurance policies. There’s the dark side which is mostly urban legend. The cases we’ve all heard about where, a claim is denied because a person died in a car accident after suffering a heart attack at the wheel. The company says they would have ...read more
Posted in accidental death, Active Duty Military Life Insurance, foreign travel, High Limit AD and D, insurance, life insurance, missionaries, professional car racing | Tagged aviation exclusion, charge a giant flat extra., dangerous hobbies exclusion, decline to offer coverage, exclusions, exclusions matter of state law, insurance, life insurance, life insurance exclusions, missionaries, mountain climber, professional car racing exclusion, supplemental accidental death policy
What To Do When Pilot Life Insurance Isn’t Available Anymore!
By Ed Hinerman on September 15, 2011
I have a client that is 76, the kind of guy that I envy at 18 years his junior. He skis the Rockies every year and is still an instrument rated private pilot, and an active business owner. The last two business life insurance policies we got him at ages 70 and 71, we were ...read more
Posted in accidental death, estate taxes, High Limit AD and D, insurance, life insurance, private pilots | Tagged aviation exclusion, business life insurance, estate tax life insurance. accidental death, extortion, insurance, kidnap, life insurance, Lloyds of London, pilot life insurance, private pilot life insurance, ransom, travel insurance
He’s Gonna What? And He Wants Life Insurance?
By Ed Hinerman on August 25, 2011
Most of my work has been finding the best life insurance prices for people with impaired health, impaired risk life insurance. I won’t make any wild claims about being the best there is out there, but we are in a constant state of education and refining of processes to make sure that our clients can ...read more
Posted in accidental death, High Limit AD and D, insurance, life insurance, motorcycle, pilot, private pilots, skydiving | Tagged accidental death, accidental death and dismemberment, celibrity, civilian contractors in war zones, impaired risk life insurance, insurance, life insurance, motorcycle stuntman, private pilot, reasonable rates, skydiving, student pilot, term life insurance
