Browse: Home / contestability period
By Ed Hinerman on December 26, 2012
I took a call this morning that popped up a question for civilian contractors and workers in war zones that I had honestly not considered. The call was from a widow whose husband worked for a US company in Afghanistan and died while working there about six months ago as the result of an act ...read more
Posted in accidental death, civilian contractors, Civilian War Zone Coverage, contestability period, dangerous occupation life insurance, death benefit, group life insurance, insurance, life insurance, Lloyds of London | Tagged added life insurance on company website, agent disclosure of exclusion, agent responsibility, company responsibility to disclose exclusion, confounding, exclude war zone life insurance, group benefits, group life insurance, group not covered in Afghanistan, group wouldn't cover death in Afghanistan, human, insurance, life insurance, not covered in war zone, tragic, war zone life insurance
By Ed Hinerman on June 22, 2012
Can you imagine how bored I would get if I couldn’t count on AARP to provide blog material on an absolutely continuous, unending basis? After all of the really awful things I’ve had to say about the AARP/New York Life insurance program over the years, my last two posts have been about their good side. ...read more
Posted in AARP, beneficiary, cancer, contestability, contestability period, death benefit, insurance, life insurance, New York Life | Tagged AARP, AARP life insurance products awful, AARP life insurance products unfair, AARP ordering medical records, AARP was wrong, AARP/New York Life, claims, claims department, claims person, contestability, death benefit, get out of paying legitimate claims, insurance, lapsed policy, life insurance, reinstatement
By Ed Hinerman on June 1, 2012
I’ve minced no words over the years about how bad the AARP/New York Life life insurance program is. It is so egregiously over priced and under guaranteed that I swear, if I got selling it to some elderly person in their home, I could be justifiably locked up. States everywhere are cracking down on the ...read more
Posted in AARP, contestability, contestability period, death benefit, insurance, life insurance, senior life insurance | Tagged AARP, AARP/New York Life, agreed to pay the claim in full, conferenced with AARP claims department, ethics of selling to elderly, insurance, left voicemail questioning contestability, life insurance, life insurance contestability, prior knowledge of cause of death, return premium, senior life insurance, two year contestability period, withheld payment of death benefits |