by Ed Hinerman | Sep 27, 2021 | business life insurance, CEO life insurance, HIV business life insurance, insurance, life insurance, life insurance approval
I wrote this post 4 years ago and there have been changes in business life insurance and specifically the SBA requirements, so here’s an update. Hope it helps. All the best. Business Life Insurance Proving Hard To Get? Let’s Change That Just because...
by Ed Hinerman | Apr 14, 2021 | business life insurance, life insurance, Loan collateral life insurance
It’s Not Even In The Fine Print! There actually isn’t any fine print in the SBA loan requirements, so rest easy. I mean really rest easy, as in sitting in your favorite chair and settling in to read the 388 page guide to securing your SBA loan. I...
by Ed Hinerman | Jul 13, 2020 | business life insurance, life insurance, life insurance approval
I wrote this in 2017 and, well the world has changed. Time for an update! Do You Love To Talk About Life Insurance? Aw, c’mon! Admit that you hide copies of Insurance News Net magazine in your closet. Do you secretly run quotes online for insane amounts of life...
by Ed Hinerman | Apr 23, 2019 | business life insurance, CEO life insurance, life insurance, prostate cancer watchful waiting
Let’s be honest. Successful business people don’t pick the providers of critical support like CPA’s, attorneys, suppliers and financial advisers by looking online for cheap and easy. So why would they look for an honest, efficient and hard working...
by Ed Hinerman | Mar 23, 2019 | business life insurance
originally posted 2/17, updated 3/19 The best advice is to put business life insurance in place once you start business. But we all, both in our personal lives and businesses, wish we had the luxury of plenty of time to get done what we need to get done. I know in my...
by Ed Hinerman | Mar 16, 2019 | business life insurance
original post July 2015, updated March 2019 I know I am balancing on the small tip of the iceberg with the number of CEO’s and business partners I have helped with last minutes rescues for business loan collateral life insurance. Never is it more true than when...
by Ed Hinerman | Mar 3, 2019 | business life insurance
original post 11/2014, updated 3/2019 Wouldn’t it be great if everyone who needed business life insurance was a life insurance poster child? No health issues. No family history issues. No past drug or alcohol problems. Unfortunately those in need of business...
by Ed Hinerman | Feb 23, 2019 | business life insurance, life insurance
original post 3/2014, updated 2/2019 Why is business partnership life insurance so important? We’re going to be focusing on business applications of life insurance through several posts and how the lack of life insurance can be a disaster and how using the wrong...
by Ed Hinerman | Dec 5, 2018 | business life insurance, Cannabis business life insurance, CEO life insurance, insurance, key man insurance, life insurance
For the next few weeks I am going to pick apart and try to make sense of business life insurance in all of its’ different forms. Just like personal life insurance, business life insurance is meant to take the burden off of a company in the same way that personal...
by Ed Hinerman | Nov 6, 2018 | atrial fibrillation, business life insurance, CEO life insurance, insurance, life insurance, life insurance approval
So, BNP (natriuretic peptide). What the heck is it? In layman’s terms (so I can understand it), BNP is a protein release by the heart that could indicate congestive heart failure. But listen up all of you life insurance underwriters……It could mean a...
by Ed Hinerman | Oct 13, 2018 | business life insurance, Cannabis business life insurance, CEO life insurance, insurance, life insurance, life insurance approval
It’s what we’re all looking for when we finally get around to the task of acquiring life insurance, a great deal. For each of us that can be defined differently. For many of my clients just finding a company that will approve a life insurance policy is a...
by Ed Hinerman | Apr 10, 2018 | business life insurance, CEO life insurance, Foreign National Life Insurance, insurance, life insurance, life insurance approval
I am still shaking my head over the news I got today from the last bastion of reasonable foreign national life insurance underwriting. Most US life insurance companies had gone south in this niche a few years ago, heading their life insurance guidelines for foreign...
by Ed Hinerman | Mar 29, 2018 | business life insurance, Ex Patriot life insurance, Foreign National Life Insurance, insurance, life insurance
The picture keeps getting brighter for the four categories of international and foreign national life insurance. The first is Americans living abroad, whether ex-patriots, missionaries or retirees. The second is foreign nationals living in the US who are still...
by Ed Hinerman | Feb 16, 2018 | business life insurance, buy/sell life insurance, CEO life insurance, HIV business life insurance, HIV life insurance, insurance, life insurance, life insurance approval
Having just placed a $9 million business life insurance key man policy, I can tell you that the welcome mat is out for those in business or for personal needs who have well controlled HIV. It’s no secret that being HIV+ has changed medically with, in many cases,...
by Ed Hinerman | Feb 12, 2018 | appropriate life insurance recommendation, budget, business life insurance, CEO life insurance, Dave Ramsey, guarantee, insurance, life insurance, life insurance approval
They aren’t hiding in plain sight! They aren’t where you would expect to find them with the super giant on line life insurance agencies like Selectquote or Reliaquote. Selectquote says on their website that, “You’re just a few steps away from...
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