Browse: Home / Active Duty Military Life Insurance
By Ed Hinerman on November 27, 2012
I am firmly on record as believing with all my heart that MetLife may own the rights to use Snoopy, but morally they don’t deserve it. I first lost my patience with their Snoopy abuse when I found the bottom line on their patriotic offer to provide life insurance to active duty military personnel, even ...read more
Posted in AARP, Active Duty Military Life Insurance, insurance, life insurance, Met Life, New York Life, over 50 life insurance | Tagged 7 times more than competition, easier for everyone to get life insurance, insurance, joke of a life insurance policy, life insurance, life insurance active duty military, life insurance in Walmart, MetLife, not going to approve you, not guaranteed renewable, overpriced little joke of a policy, overpriced little life insurance policies, prepaid life insurance card, Walmart, Walmart about saving money
By Ed Hinerman on May 2, 2012
A colleague and I were bemoaning some of stranger than fiction nonsense that life insurance companies come up with. They always tout these things as the newest innovation to speed up underwriting, the best product idea since sliced bread, or they just leave it out there as something that makes no sense at all and ...read more
Posted in accidental death, Active Duty Military Life Insurance, insurance, life insurance claim, Lincoln National, Met Life | Tagged $30 overnight charge, accidental death policy, assets and liabilities, high risk avocations, high risk occupationss, instrusive, insurance, IRS form 4506, life insurance, Lincoln National, mandatory to sign 4506, mandatory to sign release of tax returns, MetLife, net worth, nonsense, require eft and void check to issue policy, social security number, stranger than fiction, Transamerica |
By Ed Hinerman on March 24, 2012
I went to war with the life insurance industry several years ago over the issue of children with impairments not having access to coverage, even at a higher rate than the standard rate they offer perfectly healthy kids. The issue came up when I shopped for life insurance for a mother whose child was a ...read more
Posted in Active Duty Military Life Insurance, children's life insurance, conversion, insurance, Juvenile life insurance, life insurance | Tagged adverse selection, adverse selection isn't profitable, children's life insurance, epilepsy, higher mortality risk, impaired risk children's life insurance, insurance, Juvenile life insurance, juvenile type 1 diabetes, life insurance, underwriting criteria
By Ed Hinerman on March 6, 2012
We’ve talked a lot over the years about exclusions in life insurance policies. There’s the dark side which is mostly urban legend. The cases we’ve all heard about where, a claim is denied because a person died in a car accident after suffering a heart attack at the wheel. The company says they would have ...read more
Posted in accidental death, Active Duty Military Life Insurance, foreign travel, High Limit AD and D, insurance, life insurance, missionaries, professional car racing | Tagged aviation exclusion, charge a giant flat extra., dangerous hobbies exclusion, decline to offer coverage, exclusions, exclusions matter of state law, insurance, life insurance, life insurance exclusions, missionaries, mountain climber, professional car racing exclusion, supplemental accidental death policy
By Ed Hinerman on November 4, 2011
We have hundreds of thousands of military families that have their future at risk even as our government tries to disengage from one war and figure out an exit strategy from another. The government offers active duty military what is called SGLI, Service member’s Group Life Insurance. The maximum that can be taken out is ...read more
Posted in Active Duty Military Life Insurance, insurance, life insurance | Tagged $400000, active duty military, additional coverage, budget, grandparents, have current orders, insurance, life insurance, no current orders, orders anticipated, parents, Servicemember's Group Life insurance, SGLI, SGLI maximum
By Ed Hinerman on October 30, 2011
This is one of those subjects that I write about all the time and pray about every day. It involves an area of my business that I don’t make much money in, but it is an area that I care about as much as, if not ore the rest. I want everyone to have life ...read more
Posted in accidental death, Active Duty Military Life Insurance, civilian contractors, foreign travel, hazardous activities, insurance, life insurance | Tagged Afghanistan tragedy, available and affordable, civilian contractors, high risk AD&D, inadequate life insurance, insurance, life insurance, military personnel
By Ed Hinerman on October 14, 2011
Among the seemingly unending insults that our men and women in uniform, along with low pay, terrible hours and risk that is above any other job, is the fact that they can’t buy personal life insurance if they are headed into harms way from virtually all life insurance companies, but one. One of the top ...read more
Posted in Active Duty Military Life Insurance, hazardous activities, insurance, life insurance | Tagged active duty military, current orders, current orders to war zone, insurance, life insurance, low rates, military, military life insurance |
