When Dad Has Cancer!!
Just finishing up today and getting ready to drive to where my parents live. My father has bladder cancer and is meeting with the oncologist tomorrow to discuss what steps might be best. At his age 84, he of course has long since quit worrying about life insurance and neither the cancer or the treatment ...read more
You Shouldn’t Have a Heart Attack When You See Your Life Insurance Quote!
Coronary artery disease (CAD), heart attacks, angioplasty and bypass surgery are generally enough to make the average life insurance agent run for the hills. As they close the door or hang up the phone they will probably be sputtering something about uninsurable. Time to seek out an experienced and knowledgeable independent life insurance agent for ...read more
One Size Does Not Fit All! Get Expert Advice!!
Life insurance these days has so many options available as far as products go that it has become easier and easier to hone in to just exactly the right product for your life and your needs. Along with the huge increase in options is the need to have a professional independent insurance agent help you ...read more
Don’t Assume Big Names Mean Good Products and Prices!!
There is certainly no lack of unjustified respect for some of the biggest names in life insurance in the country. If you’ve seen their name on television or in magazines it kind of sticks with you and you probably, like most folks, assume that big and famous, means good prices. In life insurance you can ...read more
Skydiving and Life Insurance!!
On the way up this weekend I got the chance to talk to two pilots and three professional skydivers. One of them asked me what I do and when I mentioned that I am a life insurance agent, the questions started flying. Can I get it even though I skydive? Why do pilots have to ...read more
Someone Ought to Slap these Insurance Agents Upside the Head!!
Probably nothing rubs me the wrong way worse than an insurance agent who tells someone they are uninsurable just because they don’t represent a company that will make an offer on a particular health problem. Sometimes these agents don’t even understand the health problem well enough to know that they can in fact get the ...read more
Leave No Trace!!
For those of us who grew up around wilderness areas, “leave no trace” was something we learned early and really took to heart. It meant not only cleaning up after ourselves, but very often cleaning up someone else’s left behinds. Having adequate life insurance in force has the same kind of meaning to it. When ...read more
Buying Life Insurance and Going to the Dentist……..
I know I’ve been guilty of putting off going to the dentist and much to my dismay it ended up costing me much more than I would have liked to pay. Instead of getting my teeth cleaned and checked, and maybe getting a filling, I would end up with a root canal and a crown. ...read more
What Your Life Insurance Can Do for You if You are Terminally Ill!!
In response to a less than reputable business practice, life insurance companies now offer at no additional charge a feature called an accelerated death benefit. It wasn’t that long ago that there was a prolific market in praying on the terminally ill and especially those whose families were suffering not only the loss of a ...read more
Don’t Be Afraid to Ask the Easy Questions!!
A large percentage of life insurance customers know very little about the products they are inquiring about. Especially true for first time customers but very often just as true for customers who have purchased before. A quick confession right up front to your independent life insurance agent that maybe you could use some education and ...read more
