We really do come through for our customers.
Thank you so much for the effort you put into securing my husband's life insurance policy. As a person diagnosed with bi-polar type II, he was treated as nearly impossible to insure by our old insurance agent. Yet, he is fully functioning with this disease and has a flourishing career. You were able to hear our frustrations about the stigma attached to the bi-polar label--that all bi-polar patients are depressive or suicidal-- and teach the insurance company's underwriter the difference between a functioning bi-polar II adult and a person whose disease is far more of a liability to an insurance company. Thank you for the effort you put into securing my husband's policy; with your help, we ended up with a policy that costs the same as a healthy, non-smoking, non-bi-polar adult. Moreover, your service as our agent was impeccable. You followed up every step of the way. We can't wait to tell others--with or without illness-- about your service.
With our sincerest thanks,
Kate & SeanI just wanted to say thank you. It is like finding an oasis in the desert to find life insurance people who treat me as a person with a name rather than as a liability with a risk analysis. It makes the whole process so much more pleasant. I'm glad I stumbled on your website and skipped all the the headache I could have had looking for "bipolar life insurance".
- Martha E., Washington
When I first looked into Life Insurance, I contacted one of the big insurance brokers and started the process. But they kept making mistakes and the service was inpersonal and inept. I was so frustrated that I actually stopped the process even though I had already completed the physical and paperwork. I was impressed with Ed Hinerman's website and decided to give him a call. From the very beginning, I recieved one on one attention and service. Ed made the switch go smoothly, and the whole experience has been painless and easy. I wholeheartedly recommend Ed Hinerman!
Rachel in Illinois - February 2008
My husband and I had life insurance policies through Ed Hinerman. When my husband passed away very suddenly, Ed was extremely helpful in my time of need. Some companies claim to be there for you. Ed and the Hinerman group were there for me. I have referred friends to Ed, and will continue to do so.
- Jimmi Anne Anderson
I want to thank you for your help in all this. For a long time I kept looking at the un-believable life insurance rates posted in an ad in the USA Today. I always “assumed” these prices were either a “catch” scheme or that the insurance companies underwriting the policy were not legit. I’m glad I finally called and was proven wrong. Another item I would like to note which is a positive in your corner. Unlike many other insurance agents I’ve met in my life, you were never pushy. You were always business-like and allowed me plenty of time to study the information you sent. I truly believe if I said “not interested”, you have left it alone. I was honest with all my medical history with the insurance company and hid nothing. I feel I received a great rate from a solid company. I hope I live long enough to outlast the policy but if not, my wife is protected. Thank you so much.
- J. Glassman, Kansas
My husband John loved to fly. His entire childhood he dreampt of the day when he could learn to fly, and own his own plane. In December of 2005 he was closer to that dream, when he purchased a Bonanza Beechcraft single engine airplane. He was a year ahead of his scheduled deadline of flying before he reached 50! His dream was real, and it was like Christmas to him.
His excitement hit an alltime high when he finally took ownership of the plane in February and planned his first “cross country flight” with his flight instructor. He had to reschedule that flight 6 times, due to rain and schedule conflicts, and finally was able to go on my son’s birthday, almost 4 months later.
It was his first and last cross country flight. Coming home from Reno, on takeoff the plane lost its engine and plunged tragically into a house in Reno and in a blaze of fire destroyed the house. The flight instructor and John were instantly killed.
Life Insurance? Thank God John had done that. He and Ed had established a policy to cover in the event he had an accident, even tho it was NEVER going to happen! I will forever be grateful for that.
Ed made the process move along and championed my cause from the first phone call after the accident. He was diligent, focused and made things happen - all at a time when I wasn’t any of those things.
No, the money doesn’t bring my husband back, but the boys and I have been able to be free from the tremendous financial pressures we would otherwise, no doubt would have faced, and at a time we were least equipped to face those challenges.
John was only 49. I have had five friends lose their husbands before they reached 52. Strange things happen. To me, Life insurance is not optional, it is a real necessity.
- Karen Monday, California
It's been a real pleasure working with you on our life insurance needs. Like I said before, I spoke with many different insurance brokers in the past but never felt comfortable working with them. You've been very thorough and of course, patient, in answering all my questions. I will recommend you and your company to all my family and friends for any insurance needs they may have.
Shauna & Jeff