A subtle difference in underwriting guidelines from company to company can make a big difference in your life insurance quotes. Whether you are a rancher in New Mexico applying for business term life insurance or a partner in a manufacturing business in Pennsylvania looking for a return of premium term policy to fund a buy/sell agreement, it pays to know how you are going to be judged by the underwriters.
The underwriting guideline that causes the most surprises when a policy is approved is build, or height and weight. Many people are simply not aware of their current height and weight. Knowing accurately your height and weight when you get a life insurance quote will help the agent quote more accurately and often times save money by recommending one company over another, due to the structure of their build chart.
A professional agent from the Hinerman Group can help you determine where your build puts you in the underwriting plan. An unpleasant outcome upon the approval of your policy can be avoided when you’re honest with yourself about your build and you work closely with a knowledgeable agent.
The health issues that can arise from being “too short for our weight” are well known. Call the Hinerman Group today at 866-539-7914 and discuss your situation with an agent that can guide you to the lowest life insurance quote available. Whether you are 5’11, 180lbs or 5’11, 240lbs, professional advice is the key.
|
Underwriting Considerations For Term Life Insurance
Underwriting For Term Life Insurance
What Life Insurance Underwriters Look For
Life Insurance Quotes
Term Life Insurance Quotes
Accurate Term Life Insurance Quote
|
