| Have you ever had an experience where you were told something would cost X amount and when you got the end product it cost X and then some? With life insurance quotes this can be due to two things. There is the occasional situation where you are given a low quote just to lock in your choice to go with that particular agent. If done knowingly by the agent, this is illegal and known as bait and switch.
The other reason quotes don’t get approved as originally discussed is that the information provided to the quoting agent was not accurate or wasn’t complete enough to ensure accuracy. It is the job of the agent to ask thorough and probing questions and it is your job to offer accurate answers. If you think the agent missed something, bring it to their attention. It may be important.
Experienced agents at the Hinerman Group know how important it is to you to get all the information up front. It doesn’t take a lot of time and more often than not, the more information you divulge, the better the rates will be. It is far better to discuss it informally at this point in the process than to have it come out in underwriting when the company is reviewing your medical records.
So, call the Hinerman Group toll free at 866-539-7914 today. Seek the best service and the best prices in the country and remember candor and honesty from you will help us to find you the best possible rate you can receive. Licensed in all states and DC, we stand ready to serve you.
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