The accuracy of a life insurance quote, whether you quote yourself on the Internet, or get a quote from a professional agent, is decided in the end by the underwriting guidelines of the company you choose to buy from. The guidelines are basically the same industry wide, but there may be enough difference from company to company to make it worth your time to seek professional advice.
Height and weight, or build, is one guideline that is often not considered by people seeking life insurance quotes. Knowing your current build and knowing it accurately is going to help you get the best quote. A knowledgeable agent from the Hinerman Group can help you find the company that will offer the best rate for you no matter if you are 6’3, 200# or 6’3, 275#.
There is plenty of documentation to back up why insurance companies use height and weight as a guideline. Anyone who has watched the news over the last ten years knows that our country is seeing near epidemic occurrences of adult onset diabetes directly related to obesity. Diabetes, if not well controlled, can have many adverse impacts on other areas of health.
Call the Hinerman Group at 866-539-7914 today and see where you really stack up against the underwriting criteria of various companies. A few minutes on the phone with a Hinerman Group professional can make a huge difference in the success of your hunt for the lowest life insurance rates.
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